Monday, January 23, 2006
Vanguard IRA
After several hours of researching different options and looking at opinions voiced on other personal finance blogs, I have decided to open a Roth IRA account at Vanguard. I deposited $1,000. (the minimum for opening an account) Since I want to concentrate my investments in one account to shorten the time frame to reach the $5,000 fee waiver limit, I have decided to invest in the 2045 Target Retirement fund. This fund will allow me to have a little diversity and still have potential for reasonable gains. I also established an automatic investing plan where I will be contributing an additional $125 each month.
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